Support for where you are.
Guidance for where you're going.

Every time my mind wanders to the stack of utility bills that look like mortgage, or the kids ask me for yet another thing, including dinner... I find myself asking the hard questions. Questions like: Why did I let guidance counselors ruin my life? Back in 1999, high school teachers hammered a singular, soul-crushing narrative into my brain: go to college, get a degree, secure a steady 9-5, and climb the corporate ladder. I followed the rules. I bought ALL the sensible blazer

Let’s start with a quick confession: I am writing this while sipping a venti Strawberry Acai Refresher from Starbucks that my current bank balance had absolute zero business approving. Mathematically, logically, and fiscally, buying said refresher or even a venti Caramel Ribbon Crunch (line the cup with caramel, please) when your bank account is holding on by a single paperclip is a direct act of financial sabotage. I know the math. I’ve read the personal finance articles wri